Let’s get you on the road!
Whether you’re buying your first car, upgrading to something bigger, or refinancing your current ride, FVSBank is here to help make it happen – with competitive rates, flexible terms, and service that puts you in the driver’s seat.
Why Choose an FVSBank Auto Loan?

✅ Competitive Rates – Get more car for your money with great low rates.
✅ Flexible Terms – Choose a repayment schedule that works with your budget.
✅ Local Decisions – Loans approved right here by people who know you. 🏡
✅ Quick & Easy Process – Simple application and fast approvals.
✅ Pre-Approval Available – Shop with confidence knowing your budget ahead of time. 🛍️

🚘 Buying New or Used? We’ve got options that fit your needs.

🔁 Refinancing? We may be able to lower your rate or monthly payment.
Ready to Apply?
We make the process simple. Apply online, over the phone, or stop in and chat with one of our friendly team members. You’ll get the support you need every step of the way.
Auto Loan FAQ
💰 How much can I borrow for an auto loan?
The amount you can borrow depends on several factors, including your credit score, income, and the value of the vehicle. We’ll work with you to determine what fits your budget.
✅ Do I need to be pre-approved before shopping for a vehicle?
Pre-approval isn’t required, but it’s highly recommended. It helps you know your budget ahead of time and can give you extra confidence at the dealership.
🔁 Can I refinance my current auto loan with FVSBank?
Yes! If you’re looking to lower your interest rate, reduce your monthly payment, or change the loan term, refinancing could be a great option.
📄 What documents do I need to apply?
Typically, you’ll need:
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A valid ID
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Proof of income (like a recent pay stub)
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Vehicle information (if you’ve already chosen one)
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Insurance details
Our team can help guide you through the rest.
🚙 Do you finance both new and used cars?
Absolutely! Whether you’re buying brand-new or something pre-loved, we have loan options for both.
🧾 Can I make extra payments or pay off my loan early?
Yes! FVSBank auto loans have no prepayment penalties. Pay off early and save on interest—win-win! 🙌