Earn Interest & Enjoy Hassle-Free Banking
Maximize your money with FVSBank Relationship Checking, a high-yield checking account designed to reward your banking relationship with offering convenient banking tools. With only a minimum balance requirement, you can earn competitive interest rates and enjoy fee-free checking with qualifying balances.
📍Serving customers in Fond du Lac, Oshkosh, Waupun and the Fox Valley area, FVSBank is your trusted local community bank.
Benefits of FVSBank Relationship Checking
- Earn Interest – Competitive high-interest checking on daily balances of $1,000+
- Avoid Monthly Maintenance Fees – no maintenance fee when you meet one of these:
- Maintain a qualifying loan or deposit relationship of $2,500+
- Maintain a $250 minimum daily balance
- Maintain a $750 average daily balance
- Digital banking for easy account management
- Bill Pay
- Mobile Banking with mobile check deposit
- Secure EMV/NFC Debit Card
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What is an FVSBank Relationship Checking Account?
A Relationship Checking account at FVSBank rewards you for maintaining an active banking relationship with us – whether through a checking balance, deposit account, or a qualifying FVSBank loan. By meeting the minimum balance requirements, you’ll avoid fees and earn a competitive interest rate, giving you the flexibility to grow your money while managing everyday expenses.
How to Open a High-Yield Checking Account Online
Opening your FVSBank Relationship Checking Account is quick and easy:
✅ Step 1 – Complete our secure online application
✅ Step 2 – A local banker will contact you within one business day
✅ Step 3 – Start enjoying high-interest checking, digital banking, and fee-free account management
Overdraft Protection & Overdraft Privilege
At FVSBank, we understand that life doens’t always go as planned. That’s why we offer options to help you avoid the inconvenience of returned payments or declined transactions.
What is Overdraft Protection?
Overdraft protection helps prevent overdrafts by automatically transferring available funds from another FVSBank account you own – such as savings or secondary checking account – into your primary checking account if your balance falls short.
A small transfer fee applies, but this option can save you from the higher costs and complibations of a returned payment.
What is Overdraft Privilege?
Overdraft privilege is a discretionary service that allows you to overdraw your account up to a preset limit, covering transactions for a fee. This can help you avoid declined purchases, late fees, or returned checks.
Depending on your account type, FVSBank may provide a specific Overdraft Privilege limit.
To sign up for Overdraft Privilege, simple complete the following form and return to your nearest FVSBank location:
👉 Download the Overdraft Privilege Consent Form (PDF)
🔍 What else should I know about Overdraft Privilege?