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FACT: Unless you are able to obtain a VA loan, you are probably going to need a down payment if you are planning on purchasing a home. Down payment minimum requirements can range from a VA loans 0% to 10% or more. WHEDA, offered through FVSBank, has a first-time homeowners program that will allow qualified borrowers […]
Whether you shop too much, save too little, or have massive amounts of debt to pay off, setting a financial New Year’s resolution is a healthy way to ring in the new year and better your life. According to WalletHub survey, 97 million people have decided to make a financial resolution for the new year, with […]
No matter how hard you try, every holiday season there’s someone on your shopping list that you wait until the last minute to find the perfect gift for. As stores get busier and deadlines approach quickly, you may be thinking about giving the gift of cash. Money makes for a great last minute gift, especially […]
The silver bells of the holiday season certainly take their toll on your wallet. In a study from the NPD Group found that 29 percent of US consumers plan to spend more on holiday shopping than they did last year, with holiday shopping estimated to rise 3 percent during the traditional November and December holiday […]
Financial planning. Woof. It sounds like a lot of work. You know, the kind of thing you’d probably rather punt down the road as something for your future self to deal with. But just like any other goals, if you want to actually reach your financial goals, you do need a game plan and discipline. […]