At FVSBank, we understand that small businesses are the backbone of our community. That’s why we’re proud to offer Small Business Administration (SBA) loans designed to help your business thrive. Whether you’re looking to start a new venture, expand your existing business, or need working capital, our SBA loans provide the financial support you need with competitive rates and flexible terms.
We are a full-service bank offering business loans and other business services in Fond du Lac, Oshkosh, Waupun, and the Fox Valley area. Your small business deserves a helping hand. From application to grand opening, we’ve made local business dreams a reality since 1934.
Drive your business forward
Buy
- Whether you’re buying equipment, a business, or a building, we can help.
- We’ll provide a streamlined loan process to get you the capital you need.
Build
- Our experienced team of experts can assist you with leasehold improvements.
- We can help with additions or expansions to your existing building.
- We offer ground-up construction financing.
Expand
- Ready to take your business to the next level?
- Grow your operations with customized financing solutions.
- Achieve your goals with our tailored financial support.
Qualifying for an SBA loan
SBA loans offer convenient financial options for almost any business purpose. These programs offer long terms, low down payments, and reduced collateral requirements.1
Qualifications
- You own and operate a for-profit business
- Your business is legally organized as a sole proprietorship, corporation, partnership, or LLC.
SBA 504 Loan
- Loans available from $400,000 and up
- Fixed rate terms up to 25-year fully amortized
- Low down payment as little as 10%
- Can be used to finance equipment and build, improve, refinance or purchase owner-occupied commercial real estate
SBA 7(a) Loan
- Loans available from $200,000 and up to $5,000,000
- Fixed rate terms up to 25-year fully amortized
- Low down payment as little as 10%
SBA FAQ
What is the Small Business Association (SBA)?
Founded in 1953, the SBA supports American small businesses via loans, contracts, education, and more. The SBA recognizes the important role small businesses play in state and local economies through job creation and economic development. FVSBank is proud to be an approved SBA lender so we can support the financing needs of small businesses in Wisconsin.
What is an SBA 7(a) loan?
The most common SBA loan program, 7(a) loans provide short- and long-term working capital to be used for a variety of business-related expenses, including business equipment & real estate purchases. 7(a) loans can also be used to refinance an existing business loan at a better rate and terms.
What is the SBA 504 loan?
504 loans provide up to $5 million in business financing to purchase the fixed assets, such as commercial equipment, you need to run your business.