Lock in your rate. Guarantee your return.
Looking for a secure way to grow your savings? FVSBank’s Certificate of Deposit (CD) offers a guaranteed return with competitive, fixed interest rates. Whether you’re saving for a big future purchase or simply want to earn more without market risk, a CD is a dependable, no-stress option.
Why Choose a CD?
✅ Fixed, competitive interest rate for the entire term
✅ Greater earnings than traditional savings accounts
✅ More stability than riskier investment options
✅ Flexible term lengths – Choose from terms ranging from 6 months to 4 years
✅ Higher rates available with longer-term commitments
✅ FDIC insured – Your savings are protected up to $250,000
Account Details

- $500 minimum deposit to open

- Interest is fixed for the entire term

- Flexible term options
What is a Certificate of Deposit (CD)?
A CD is a secure savings product that allows you to earn a higher interest rate in exchange for keeping your money deposited for a set period of time. The longer you term, the better your rate. CDs are great for savers who don’t need immediate access to their funds and want a guaranteed, risk-free return – without exposure to the ups and downs of the stock market.